Shop and Office Insurance
As a retailer or employer with office staff, if you don’t have Shop and Office Insurance in place to protect your premises, stock, staff and customers, you are running the risk of business failure and, if your business is not a Limited Company, you could be personally liable.
It is therefore essential as a business owner that you protect the interests of yourself and your business – regardless of the size of your operation, even if you don’t have any employees.
At HI Commercial we provide the most appropriate cover at a competitive premium which ensures you are fully protected in the event of a claim in your shop or office.
Typically, Office and Shop insurance policies will include:
⬢ Buildings (or tenants improvement if you do not own the building)
⬢ Fixtures, Fittings and other General Contents (including Electronic Business Equipment)
⬢ Business Interruption
⬢ Public Liability
⬢ Employers’ Liability
We understand that businesses could potentially be exposed to a wide variety of risks and can tailor these to meet your specific requirements.
We don’t believe in ‘one policy fits all’ which is why we are also able to offer additional covers such as:
⬢ Loss of Licence (for Convenience Stores and other trades that sell alcohol)
⬢ Treatment Risks (for Barbers, Hairdressers and Beauticians)
⬢ Customers Goods in Trust
⬢ Equipment Breakdown
⬢ Glass including Shop Front Windows
Whatever your needs and concerns our commercial insurance advisers at HI Commercial will find the right cover for you and your business.
As your commercial insurance broker, we are just a phone call away in the event of a claim. It is our aim to support you throughout the entire process, aiming to minimise stress and disruption to your business.
Our experienced advisers work to protect the organisation you have built with your time, money and personal sacrifice. Our clients are of utmost importance to us so if disaster strikes, we’ll be at your service, at your side – commercial insurance with a personal touch.
HI Commercial also offers flexible payment options if you prefer to pay monthly or a one-off payment.
For immediate cover or to discuss Shop & Office Insurance with a member of our team please call 01482 247477 or email [email protected].