Public and Employers’ Liability Insurance

FULLY PROTECTED

Could a Single Accident Put Your Business and Reputation at Risk?

Even when you take every precaution, accidents can and do happen. If a customer, a member of the public, or even one of your employees suffers an injury or damage because of your business activities, would you be fully protected?

Without Public and Employers’ Liability Insurance, you could face costly legal claims, mounting expenses, and serious damage to your reputation — and in some cases, it could even put your business at risk of closure.

Are you confident your current cover would be enough if the unexpected happened?

Why Public and Employers’ Liability Insurance is Essential

Public Liability Insurance protects your business if a member of the public or a customer suffers injury or property damage and decides to make a claim. It covers compensation payouts, legal costs, and other expenses, helping to remove the stress and financial burden at what could be a very difficult time.

Employers’ Liability Insurance offers similar protection but covers claims made by your employees, whether they’re injured on the job or suffer an illness because of the work they do.

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Examples of real-world claims include:

A scaffolder dropping a pole and damaging a customer's car.

A beautician and a customer suffering burns from hot wax.

A member of the public slipping on a wet floor left unmarked.

A welder losing their sight from metal shards.

A care worker suffering a long-term back injury from lifting residents.

A delivery driver injured due to a faulty reverse warning system.

The costs from even a single claim could be devastating — and that's why having the right protection is vital.

EXPERIENCED TEAM

Why Businesses Trust H.I. Commercial for Liability Insurance

At H.I. Commercial, we don’t just sell policies — we help you protect everything you’ve worked hard to build.

We take time to understand your business properly, spotting the risks others might miss, and arranging cover that truly fits your needs. If something goes wrong, you won't be left to figure it out alone — our local, highly experienced team will be at your side to guide and support you every step of the way.

We are proud to be one of Hull and East Yorkshire’s highest-rated insurance brokers, backed by numerous five-star Google reviews from clients who value our honest advice, personal service, and genuine care for their business success.

Personal Service, Flexible Options

We know how busy running a business can be, which is why we make getting the right insurance simple and hassle-free.

Our flexible payment options mean you can spread the cost monthly or pay in full — whatever works best for your business. Most importantly, you’ll always have access to a friendly, knowledgeable team who are based locally and ready to help when you need it most.

CONTACT

Don’t Wait for a Claim to Find Out You’re Not Protected

An accident could happen at any time — but with the right Public and Employers’ Liability Insurance in place, you’ll be ready for whatever comes your way. Contact H.I. Commercial today for a no-obligation review of your cover and find out how easy it is to protect your business and your peace of mind.

Call us on 01482 247477 or email [email protected] today.