Pub, Restaurant, Cafe and Takeaway Insurance 

Pub, Restaurant, Cafe and Takeaway Insurance 

Pub, Restaurant, Cafe and Takeaway Insurance 

TRUSTED PROTECTION 

Hospitality Insurance for Businesses Across Hull and East Yorkshire 

Running a hospitality business is fast-paced and unpredictable. Whether you own a pub, manage a busy restaurant, run a café or operate a takeaway, you know just how many things can go wrong – from customer injuries to stock loss, fire damage or employee claims. 
 
At H.I. Commercial, we work with pubs, restaurants, cafés and takeaways across Hull, Beverley, East Yorkshire and North Lincolnshire to make sure they have the right insurance in place. With tailored cover, local support and honest advice, our team helps you protect the business you’ve worked so hard to build. 

Why Hospitality Businesses Need Specialist Cover 

Would you be able to keep trading if a fire damaged your kitchen or stock? Could you afford to pay compensation if a customer made a claim for food poisoning? What happens if a staff member is injured at work? 
 
The risks are real, and the cost of getting it wrong can be devastating. That’s why the right insurance isn’t just about ticking a box. It’s about keeping your doors open, your team protected and your finances secure. 
We’ll help you understand exactly what you need and explain everything in plain English. We can help with: 
Employers’ Liability Insurance – for injuries or illness claims from staff 
Public Liability Insurance – for customer injuries or property damage 
Business Interruption Cover – to cover lost income after unexpected closure 
Stock and Contents Insurance – for food, drink, equipment and furnishings 
Buildings Insurance – if you own your premises 
Loss of Licence Cover – if your alcohol licence is revoked 
Legal Expenses – to help with the cost of claims and disputes 
EXPERIENCED TEAM 

Local Brokers You Can Rely On 

When things go wrong, you need more than a claims number. You need someone who knows you and will fight your corner. That’s what we do. H.I. Commercial is based right here in East Yorkshire. We’re available by phone or in person, and we don’t hand you over to a call centre. 
 
We also carry out regular reviews of your policy, so if your business changes, your cover keeps up. With dozens of five-star Google reviews, you can count on us to deliver the service you expect and deserve. 

We’re proud to be the highest-rated insurance broker in the region with 70 five-star Google reviews from clients who trust us to look after them and their business. 

Tailored Policies That Fit Your Business 

No two hospitality businesses are the same. That’s why our team takes the time to understand how you operate. We look at your premises, staff, stock, opening hours, equipment, and customer numbers. Based on that, we recommend a policy that covers exactly what you need. 
 
Whether you run a local café or manage a multi-site chain, we’ll build a solution that fits. And because we’re independent, we have access to a wide range of insurance providers — meaning better cover and better value. 
CONTACT 

Book Your Free Hospitality Insurance Review 

If you run a pub, café, restaurant or takeaway, speak to H.I. Commercial today. We’ll carry out a free, no-pressure review of your current cover and help you get the protection you need to run your business with confidence. 
 
Call us on 01482 247477 or email [email protected] to get started.